Central Arkansas Medicare Supplement & Medigap Insurance

**Out-of-pocket limit in 2022** K Plan $6,220 | L Plan $3,110

Plans F and G also offer a high-deductible plan in some states (Plan F isn't available to people new to Medicare on or after January 1, 2020). If you get the high-deductible option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2490 in 2022 before your policy pays anything, and you must also pay a separate deductible ($250 per year) for foreign travel emergency services.

Plans K and L show how much they'll pay for approved services before you meet your out-of-pocket yearly limit and your Part B deductible ($233 in 2022). After you meet these amounts, the plan will pay 100% of your costs for approved services for the rest of the calendar year. The K plan has the $6,220 out of pocket limit, and the L plan the $3,110 out of pocket.

Plans N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in an impatient admission.