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Arkansas Works Insurance

Arkansas Works is a Medicaid program that offers eligible Arkansans private health insurance coverage. The insurance is offered through qualified health plans from Arkansas BlueCross BlueShield, Arkansas Health & Wellness (Ambetter), and Qualchoice.


Some Arkansas Works enrollees must pay a monthly payment for their insurance, known as a premium. Those enrollees also may have a small payment they will have to make at the doctor's office, known as a co-pay. whether yu have to pay a premium or co-pay depends on your income.


Arkansas Works enrollees with special health needs may be better served through traditional Medicaid. That will be decided based on information you give DHS on your application.

2022 Federal Poverty Level Guidelines

Person in household 100% 133% 138% 150%
1 13,590 17,130 18,754 20,385
2 18,310 22,929 25,268 27,465
3 23,030 29,207 31,781 34,545
4 27,750 35,245 38,295 41,625
5 32,470 41,283 44,809 48,705
6 37,190 47,321 51,322 55,785
7 41,910 53,360 57,836 62,865
8 46,630 59,398 64,349 69,945

Anyone who is a Arkansas resident and has income at or below the 138% Federal Poverty level should call Central Arkansas Insurance or fill out the contact information so Fred Hughes can help you apply for benefits.

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